Acima
Financial ServicesUtah, United States501-1000 Employees
Acima operates in the financial services sector and offers lease-to-own arrangements that enable customers to obtain goods without using traditional credit. Through its platform, buyers can shop via a mobile app, online, or in stores at thousands of retailers across the nation, with a streamlined application process for lease agreements. The company is part of Upbound Group and is headquartered in Draper, Utah, serving a nationwide market. The model targets consumers from diverse backgrounds who seek flexible ownership paths and access to items they want without upfront borrowing requirements. In the broader consumer-finance industry, Acima positions itself as an alternative to conventional credit by providing lease-to-own solutions. In March 2026, Ecochic Diamonds announced a partnership with Acima Digital, LLC to offer lease-to-own financing for diamond purchases.