AFM

Financial ServicesUnited States51-200 Employees

AFM collects for your business. We're a B2B collection agency focused on commercial debt recovery.

With over 60 years in the industry, it’s no surprise many businesses still view collections as a necessary evil—especially with the “old school” approach most agencies take. But we know there’s a better way.

We believe the right collections partner is a financial edge most businesses are missing. That’s why we’re building the evolved commercial debt collection agency that blue chip companies in transformation deserve—and why we welcome client partners who think differently.

At AFM, we’re more than piecemeal debt collection. We’re attorney-backed, data-science-driven, and future-focused. We provide real insight, real integration, and real results. And we treat everyone we encounter with care, trust, and respect. By placing aged, disputed, or avoidant receivables with us, you can focus on your core business while we boost your cash flow and improve your bottom line.

AFM’s transformation starts from within. We prioritize being a great place to work by treating people well, setting a clear vision, and building a winning track record. Our shift to a fully remote workplace supports better work/life balance—something almost unheard of in the collections industry.

Employee empowerment is central to our culture. With unlimited PTO, monthly town halls, and direct access to leadership, our team thrives in an environment of autonomy and trust. We operate transparently through EOS and modernize processes with data and tech.

Since 2021, AFM has more than doubled in size and earned recognition as one of the Best Places to Work in Collections by ACA International and one of the Best Places to Work in Chicago by Crain’s.

Interested in joining our team? Email hr@afmcollects.com. Want to place unpaid receivables? Contact sales@afmcollects.com.

Industry Expertise: Insurance, Transportation, FinTech, Banking, Construction, Staffing, Media, Healthcare, Utilities, Business Services

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