AFS Acceptance
Financial ServicesFlorida, United States51-200 Employees
AFS Acceptance is a financial services firm that operates as a national auto-lending provider based in Fort Lauderdale, Florida. It works with franchise and independent auto dealerships to originate auto loans for applicants across a range of credit profiles, a model in place since 2007. The accompanying materials describe FinBe USA as a national lender, owned by Bepensa, a Mexican business group with a multinational footprint. FinBe USA is headquartered in Fort Lauderdale and is part of Bepensa, a group of more than 40 companies across five divisions that employs more than 13,000 people in three countries. The group’s network spans 59 brands and serves hundreds of thousands of registered customers and millions of consumers in Mexico, the United States, and the Dominican Republic. A recent development noted is FinBe USA's August 2025 adoption of PointPredictive's AutoPass - FCRA solution, following a 2024 partnership with Informed Inc. to leverage AI-driven data approaches for financing options.