Alternative Risk Underwriting
InsuranceIllinois, United States11-50 Employees
Alternative Risk Underwriting is a privately held, independent insurance firm based in Chicago, Illinois. It designs and manages member-owned group captive solutions for private and closely held public companies across North America, typically serving multi-line premiums between $200,000 and $3 million. ARU works with brokers to provide an alternative to expensive fixed-cost insurance for clients and prospects. Its captive programs focus on health benefits and primary casualty lines, such as workers' compensation, general and product liability, and commercial auto, with additional coverages like commercial property, business interruption, and D&O potentially included within the program. The team comprises professionals with substantial experience across captive insurance, underwriting, health benefits, property, reinsurance, actuarial science, information technology, capital markets, claims and loss control, and risk management.