Insights

Connected Mobility Leverage AND-E’s collaboration with Toyota Insurance Management and its connected mobility data capabilities to offer advanced usage-based insurance, telematics-driven fleet solutions, and risk mitigation services for Toyota and Lexus customers across Europe and Africa.

R&D and AI Target partnerships and consulting opportunities around explainable AI and fraud detection, building on AND-E’s Aioi R&D Lab in Oxford and Mind Foundry collaboration to enhance underwriting accuracy, claims automation, and anti-fraud measures.

Scale via Partnerships Explore white label and co-branding models with AND-E’s existing channels, including Kwik-Fit and other distribution partners, to expand private motor, personal lines, and commercial fleet offerings into new markets and segments.

People and Growth Capitalize on AND-E’s recognized training and development programs and strong people focus to position managed services for enterprise clients seeking improved customer experience, talent development, and culture-led risk management in the insurance space.

Data-Driven Health Offer data and analytics solutions around risk scoring, pricing optimization, and loss prevention using AND-E’s tech stack (Spark, Azure/AWS, Datadog, Power Platform) to support scalable, compliant, and transparent insurance operations.

AND-E Tech Stack

AND-E uses 8 technology products and services including Microsoft Power Automate, Microsoft Power Platform, Amazon Web Services, and more. Explore AND-E's tech stack below.

AND-E's Email Address Formats

AND-E uses at least 2 format(s):

AND-E Email Formats	Example	Percentage
First.Last@aioinissaydowa.eu	John.Doe@aioinissaydowa.eu	88%
FLast@aioinissaydowa.eu	JDoe@aioinissaydowa.eu	10%
First.Middle@aioinissaydowa.eu	John.Michael@aioinissaydowa.eu	2%
First.Last@and-e.com	John.Doe@and-e.com	50%
First.MiddleLast@and-e.com	John.MichaelDoe@and-e.com	50%

AND-E Email Formats

Example

Percentage

First.Last@aioinissaydowa.eu

John.Doe@aioinissaydowa.eu

88%

FLast@aioinissaydowa.eu

JDoe@aioinissaydowa.eu

10%

First.Middle@aioinissaydowa.eu

John.Michael@aioinissaydowa.eu

First.Last@and-e.com

John.Doe@and-e.com

50%

First.MiddleLast@and-e.com

John.MichaelDoe@and-e.com

50%

Frequently Asked Questions

What is AND-E's official website and social media links?

AND-E's official website is and-e.com and has social profiles on LinkedIn.

How much revenue does AND-E generate?

As of July 2026, AND-E's annual revenue is estimated to be $1B - $10B.

What is AND-E's NAICS code?

AND-E's NAICS code is 524 - Insurance Carriers and Related Activities.

How many employees does AND-E have currently?

As of July 2026, AND-E has approximately 573 employees across 4 continents, including EuropeAsiaNorth America. Key team members include Chief Product Innovation Officer: P. N.Chief Information Officer: G. F.Chief Risk Officer (cro): N. W.. Explore AND-E's employee directory with LeadIQ.

What industry does AND-E belong to?

AND-E operates in the Insurance industry.

What technology does AND-E use?

AND-E's tech stack includes Microsoft Power AutomateMicrosoft Power PlatformAmazon Web ServicesDockerGoogle Cloud PlatformCiscoMicrosoft AzureElasticsearch.

What is AND-E's email format?

AND-E's email format typically follows the pattern of First.Last@aioinissaydowa.eu. Find more AND-E email formats with LeadIQ.

AND-E

Q: What is AND-E's official website and social media links?

AND-E's official website is and-e.com. AND-E has social profiles on LinkedIn.

Q: How many employees does AND-E have currently?

AND-E has approximately 573 employees.

Q: What technology does AND-E use?

AND-E's tech stack includes XPath, MariaDB, Wagestream, MUI, Clearspeed.

Q: What is AND-E's NAICS code?

AND-E's NAICS code is 524 (Insurance Carriers and Related Activities).

InsuranceEngland, United Kingdom501-1000 Employees

Aioi Nissay Dowa Europe (AND-E) is a motor and mobility insurer based in London, England, and a subsidiary of MS&AD. It operates across Europe and Africa and serves private motor, personal lines, and commercial fleets through its own brands and white-label partnerships. The company aims to make journeys safer and more efficient by combining insurance products with technology-driven services.

The organization collaborates with a Toyota Insurance Management subsidiary and branch network to serve Toyota and Lexus customers in more than 30 markets, integrating automotive technology with its connected insurance capabilities. It positions itself in the connected mobility protection space, leveraging its data-driven ecosystem to inform product design and risk management. In October 2024, AND-E announced the development of an explainable AI solution in partnership with Mind Foundry and the Aioi R&D Lab in Oxford to combat insurance fraud.

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AND-E Tech Stack

Media & News

Aioi Nissay Dowa Europe Limited received award Training and Development Award for the Elevate programme at 2026 British Insurance Awards on Jul 8th '26.

Aioi Nissay Dowa Europe Limited attended event 2026 British Insurance Awards on Jul 8th '26.

Aioi Nissay Dowa Europe Limited is developing explainable AI solution on Oct 28th '24.

Kwik-Fit partnered with Aioi Nissay Dowa Europe Limited on Jul 15th '24.

Aioi Nissay Dowa Europe Limited promotes Gemma Robinson to people and culture director.

Aioi Nissay Dowa Europe Limited partnered with Mind Foundry Ltd on Jan 1st '23.

Aioi Nissay Dowa Europe Limited launched Aioi R&D Lab - Oxford on Jan 1st '23.