Insights

Strategic Partnerships AND-E Europe operates through own brands and white label partnerships, with a focus on motor, personal lines, and commercial fleet insurance, and collaborates with Toyota Insurance Management to serve Toyota and Lexus customers across 30+ markets. Sales opportunity: position integrated mobility protection bundles and co-branded offerings with automotive OEMs and fleet operators.

AI Fraud Mitigation Recent news cites development of explainable AI to combat insurance fraud in collaboration with Mind Foundry. Sales opportunity: offer advanced risk, fraud analytics, and AI-driven underwriting solutions to insurers, brokers, and corporate clients seeking fraud reduction and safer claims processes.

Mobility Tech Synergy AND-E emphasizes connected mobility protection and data-driven technology ecosystem, leveraging automotive tech partnerships to design forward‑looking insurance solutions. Sales opportunity: propose telematics, usage-based pricing, connected car integrations, and data analytics services to automotive OEMs, fleets, and telematics providers.

European Expansion Operating across Europe and Africa with sizable employee base and revenue scale, AND-E shows growth through partnerships (Kwik-Fit) and R&D initiatives (Aioi R&D Lab – Oxford). Sales opportunity: target regional insurers, intermediaries, and retailers for distribution partnerships, co-branded products, and white-label insurance services.

People & Culture Focus Leadership changes and emphasis on talented teams (People and Culture director appointment) indicate investment in workforce and organizational capability. Sales opportunity: offer HR tech, payroll, compliance, and employee benefits solutions to support their scaling operations and partner ecosystems.

AND-E Tech Stack

AND-E uses 8 technology products and services including Apache Spark, Microsoft Power Platform, AWS Cloud, and more. Explore AND-E's tech stack below.

Apache Spark

Big Data Processing

Microsoft Power Platform

Business Intelligence

AWS Cloud

Cloud Infrastructure Computing

Continuous Delivery

Continuous Integration

Microsoft Azure

Platform As A Service

Datadog

Real User Monitoring

@RISK

Risk And Compliance

Social Sharing

AND-E's Email Address Formats

AND-E uses at least 2 format(s):

AND-E Email Formats	Example	Percentage
First.Last@aioinissaydowa.eu	John.Doe@aioinissaydowa.eu	88%
FLast@aioinissaydowa.eu	JDoe@aioinissaydowa.eu	10%
First.Middle@aioinissaydowa.eu	John.Michael@aioinissaydowa.eu	2%
First.Last@and-e.com	John.Doe@and-e.com	50%
First.MiddleLast@and-e.com	John.MichaelDoe@and-e.com	50%

AND-E Email Formats

Example

Percentage

First.Last@aioinissaydowa.eu

John.Doe@aioinissaydowa.eu

88%

FLast@aioinissaydowa.eu

JDoe@aioinissaydowa.eu

10%

First.Middle@aioinissaydowa.eu

John.Michael@aioinissaydowa.eu

First.Last@and-e.com

John.Doe@and-e.com

50%

First.MiddleLast@and-e.com

John.MichaelDoe@and-e.com

50%

Frequently Asked Questions

What is AND-E's official website and social media links?

AND-E's official website is and-e.com and has social profiles on LinkedIn.

What is AND-E's NAICS code?

AND-E's NAICS code is 524 - Insurance Carriers and Related Activities.

How many employees does AND-E have currently?

As of July 2026, AND-E has approximately 573 employees across 4 continents, including EuropeAsiaNorth America. Key team members include Chief Product Innovation Officer: P. N.Chief Information Officer: G. F.Chief Risk Officer (cro): N. W.. Explore AND-E's employee directory with LeadIQ.

What industry does AND-E belong to?

AND-E operates in the Insurance industry.

What technology does AND-E use?

AND-E's tech stack includes Apache SparkMicrosoft Power PlatformAWS CloudContinuous DeliveryMicrosoft AzureDatadog@RISKWhatsApp.

What is AND-E's email format?

AND-E's email format typically follows the pattern of First.Last@aioinissaydowa.eu. Find more AND-E email formats with LeadIQ.

AND-E

Q: What is AND-E's official website and social media links?

AND-E's official website is and-e.com. AND-E has social profiles on LinkedIn.

Q: How many employees does AND-E have currently?

AND-E has approximately 573 employees.

Q: What technology does AND-E use?

AND-E's tech stack includes XPath, MariaDB, Wagestream, MUI, Clearspeed.

Q: What is AND-E's NAICS code?

AND-E's NAICS code is 524 (Insurance Carriers and Related Activities).

InsuranceEngland, United Kingdom501-1000 Employees

Aioi Nissay Dowa Europe (AND-E) is a motor and mobility insurer based in London, England, and a subsidiary of MS&AD. It operates across Europe and Africa and serves private motor, personal lines, and commercial fleets through its own brands and white-label partnerships. The company aims to make journeys safer and more efficient by combining insurance products with technology-driven services.

The organization collaborates with a Toyota Insurance Management subsidiary and branch network to serve Toyota and Lexus customers in more than 30 markets, integrating automotive technology with its connected insurance capabilities. It positions itself in the connected mobility protection space, leveraging its data-driven ecosystem to inform product design and risk management. In October 2024, AND-E announced the development of an explainable AI solution in partnership with Mind Foundry and the Aioi R&D Lab in Oxford to combat insurance fraud.

Insights

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AND-E Tech Stack

Media & News

Aioi Nissay Dowa Europe Limited received award Training and Development Award for the Elevate programme at 2026 British Insurance Awards on Jul 8th '26.

Aioi Nissay Dowa Europe Limited attended event 2026 British Insurance Awards on Jul 8th '26.

Aioi Nissay Dowa Europe Limited is developing explainable AI solution on Oct 28th '24.

Kwik-Fit partnered with Aioi Nissay Dowa Europe Limited on Jul 15th '24.

Aioi Nissay Dowa Europe Limited promotes Gemma Robinson to people and culture director.

Aioi Nissay Dowa Europe Limited partnered with Mind Foundry Ltd on Jan 1st '23.

Aioi Nissay Dowa Europe Limited launched Aioi R&D Lab - Oxford on Jan 1st '23.