Regional expansion AFS is expanding across MEA with recent partnerships in UAE, Egypt, Bahrain and Libya, underpinned by a $150M funding round and a UAE Central Bank licence. Sales opportunities exist in accelerating card issuance, corporate payments, and merchant acquiring capabilities for banks and enterprises in these markets.

Corporate cards AFS recently launched digital corporate cards and a payments app for businesses, with Mastercard collaborations to issue corporate and prepaid cards in UAE and Egypt. This creates a compelling cross-sell path into corporate treasury, expense management, and vendor payments ecosystems.

Strategic partnerships AFS has a growing partner network with banks and fintechs (Ajman Bank, Libyan Islamic Bank, Comera Pay) and is backed by a consortium of 37 banks. Opportunities exist to co-sell integrated payment rails, white-label fintech solutions, and regional card processing capacity building.

Paytech modernization As a leading digital payments enabler regulated by the Central Bank of Bahrain, AFS focuses on cutting-edge technologies and processing services, including digital wallets, payroll solutions, and contact centers. Target opportunities include modernizing legacy payment infrastructures for banks and large merchant groups.

Growth-ready scale With revenue in the mid-single digits and a strong funding base, plus leadership hires in MEA, AFS is positioned to scale services across multiple markets. Sales targets include enterprise-grade payment solutions, merchant acquiring expansion, and fintech-enabled payment ecosystems for regional banks and corporates.