Cooperative Lender ArborOne Farm Credit is a member-owned agricultural lender within the Farm Credit System, serving rural South Carolina. Sales opportunities exist in expanding our member-borrower base among farmers and rural residents in the Pee Dee region, leveraging cooperative advantages and long-standing regional presence.

Regional Focus Target growth by deepening relationships in 12 Pee Dee counties where ArborOne operates. Opportunities include tailored agricultural loans, equipment financing, operating lines, and farm-related services designed to address local farming cycles and seasonal financing needs.

Growth Readiness With revenue in the $25M–$50M range and a growing team, ArborOne appears positioned for service expansion and product diversification. Potential cross-sell includes treasury services, digital onboarding, and enhanced analytics tools for farmers seeking more efficient cash flow management.

Tech Enablement Current tech stack includes cloud and analytics tools (Microsoft Azure, HubSpot, Piwik PRO) and digital experience platforms. Sales opportunities include digital account onboarding, customer analytics partnerships, and value-added tools for lenders and borrowers to optimize loan performance and customer engagement.

Market Positioning As part of a nationwide Farm Credit cooperative with a long history since 1916, ArborOne can leverage brand trust and referral networks. Opportunities exist in strategic partnerships, co-branding with related agriculture lenders, and participating in regional industry events to expand visibility among potential borrower-owners.