Fintech Partnerships Leverage Arsenal's existing Payscape collaboration to expand merchant services for Arsenal's business members, including payments processing, card processing, ACH, and mobile payments. Target small businesses in Missouri and Illinois through national employer networks such as the NGA and St. Louis VA Medical Center, offering streamlined onboarding, favorable terms, and treasury management options.

Regional Growth Focus on acquiring business accounts across Arsenal's six local branches and the four Illinois counties served, plus select employer groups. Promote business checking, lines of credit, and cash management services tailored to small employers and nonprofits aligned with Arsenal's not for profit, member owned model.

Member Value Position Arsenal's not for profit structure as a differentiator for business customers seeking cost savings through better rates and lower fees, and offer competitive business loan products, Go Green Loans, and Interest-Refund Auto Loans for owner occupied properties or vehicle financing.

Digital Onboarding Capitalize on Arsenal's digital capabilities with Glia and online and mobile banking to shorten new business account onboarding, enable remote deposits, and support virtual loan applications. Propose bundled fintech solutions for merchant services, payroll, and invoicing to accelerate adoption.

Access Network Highlight Arsenal’s extensive CO-OP and branch footprint including local branches, shared branches, and ATM networks to reassure business customers about convenient cash handling, operations across multiple locations, and nationwide access for travel or affiliate staff.