Arthmate
Financial ServicesHaryana, India51-200 Employees
Arthmate is a B2B fintech based in Gurgaon, Haryana, India, focused on credit risk, technology, and data science. It provides a ready-to-use platform that enables partner businesses to offer credit as an embedded service without building their own lending infrastructure, supported by Arthmate’s in-house NBFC operations and co-lending partners. The company is also pursuing a peer-to-peer platform for high-net-worth individuals to invest in diversified risk pools underwritten by an integrated risk assessment framework, and it was founded by Ranjan Kant. In its first two years, Arthmate has served more than two million customers and aligned with more than 70 partners, disbursing over Rs 2,000 crores in credit. Its target customers include partner organizations seeking embedded credit capabilities as well as investors looking for exposure to diversified credit pools through the P2P platform. The company operates within India’s financial services landscape, leveraging data-driven risk assessment to support credit decisions.
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