Atoa Email Format

Financial ServicesEngland, United Kingdom51-200 Employees

Atoa is a UK-based, FCA-authorised payments institution (FRN 1007647) operating in the Financial Services sector, based in London, England, United Kingdom, with 51-200 employees. The company provides a single platform that enables businesses to accept Pay by Bank and card payments, aiming to deliver faster settlement, lower transaction fees, and simpler financial operations. For Pay by Bank, UK businesses benefit from significantly lower fees, faster settlement year‑round, and zero chargebacks. Through partners, Atoa also supports card payments via terminals, SMS and email payment links, phone, app, invoice, and online checkout, all managed in a unified dashboard with real-time reporting and reconciliation. Atoa serves thousands of UK businesses across retail, healthcare, automotive, online, and professional services, and as of February 2026 holds an Excellent rating on Trustpilot; the company describes its mission as building the next generation of UK payments infrastructure by integrating Open Banking, card acquiring, and intelligent payment flows to reduce costs and improve efficiency.

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