Expansion opportunity Bigbank is expanding into daily banking with new payment services and a refreshed banking platform, indicating a need for trusted payments infrastructure, card processing support, and real-time settlement capabilities to scale consumer services.

Digital security upgrade The rollout of Smart ID+ authentication in 2026 signals a strong focus on security and user authentication. This presents opportunities to offer identity verification, fraud prevention, and secure access solutions for their consumer and corporate products.

Tech stack modernization Active use of modern data and cloud tools (Looker, Databricks, Red Hat OpenShift, Ansible, Redshift, GitLab, Puppet) suggests openness to advanced analytics, automation, and cloud-native services—ideal for partnerships around data platforms, DevOps, and integration services.

Growth and profitability Revenue scale and recent profitability improvements, along with entry into home loans and current accounts, indicate capacity to invest in customer acquisition, marketing tech, and scalable lending platforms—presenting cross-sell and platform modernization opportunities.

Baltics focus, regional reach As one of the largest consumer loan providers in the Baltics with nine markets and a broad asset base, Bigbank seeks regional partnerships and omnichannel capabilities, offering upsell potential for B2B banking services, corporate lending tech, and cross-border payment integration.