Regional scale financing Leverage their strong regional presence (350 agencies, 14 regional directions, center of business) and substantial 3.65 billion euros of capital to position as a regional financing partner for large local projects, infrastructure, housing and SMEs seeking regional support.

Sociétaire network Target the 458,000 sociétaires and 2,500,000 clients as potential cross-sell opportunities for advanced banking services, wealth management, and social impact products via tailored campaigns leveraging their cooperative model and local trust.

Digital leadership Capitalize on their innovation stance with remote management of products, contactless payments (Apple Pay, Paylib, Samsung Pay), and Banxo app to upsell digital banking, payment solutions, and fintech partnerships for SMEs and retail clients.

Social impact Align sales efforts with their social housing partnerships, foundation-driven RSO programs, and responsible procurement to offer ESG-aligned funding, green finance, and community investments to regional housing and development initiatives.

Strategic partner Explore collaborations around corporate sponsorships and technology pilots stemming from BPCE partnership with Olympic initiatives, positioning as a co-innovation partner for digital banking, data analytics, and customer experience optimization in the Hauts de France region.