Candor Technology
Software DevelopmentGeorgia, United States11-50 Employees
Candor Technology, Inc. develops automated AI underwriting for mortgage origination. Its patented CogniTech Decisioning Platform yields decisions that are deterministic, explainable, and fully warranted, aiming for consistent compliance at scale. By automating income, asset, and credit assessments, the technology shortens processing cycles and boosts underwriter productivity. The company counts more than 100 banks, credit unions, and independent mortgage banks among its customers and has completed over three million underwrites without repurchase losses. Headquartered in Alpharetta, Georgia, Candor operates within the software development sector focused on mortgage technology. In May 2026, Candor announced an integration with Freddie Mac's AIM Check API to enable automated income calculation for W-2 borrowers via its Loan Engineering System.