Capital Bank, N.A. Email Format
BankingMaryland, United States201-500 Employees
Capital Bank, N.A. is a Maryland-chartered commercial bank headquartered in Rockville, serving clients in the Washington D.C. metropolitan area. It operates two nationwide lending brands: Capital Bank Home Loans, which originates mortgages across all 50 states, and OpenSky, which issues and services credit cards across the United States. The bank aims to fuse digital product capabilities with personalized service to support various relationships, from commercial lending and treasury needs to home loans and card programs. Its growth strategy has focused on trading brick-and-mortar expenses for investments in digital technologies to help customers pursue their goals. In 2026 the bank announced the launch of EscrowEdge, a digital platform for commercial escrow management and subaccounting.