Capital First Limited

Financial ServicesMaharashtra, India1001-5000 Employees

Capital First Limited is a financial services firm based in Mumbai, founded in 2012 by V. Vaidyanathan through a management buyout that created a new brand and business model. It targets India's 50 million enterprises and the growing middle class, using technology-driven financing approaches to reach segments that have historically been underserved by traditional banks. In December 2018, Capital First merged with IDFC Bank, and the combined entity now operates as IDFC FIRST Bank.

Headquartered in Mumbai, it has grown into a significant player within India's financial services landscape, pursuing credit solutions for unbanked and underserved segments through non-traditional channels. The entity's strategy centers on leveraging technology to reach a broad customer base and support growth for small enterprises and the emerging middle class. The 2018 merger with IDFC Bank established IDFC FIRST Bank, consolidating its presence and continuing to serve these markets in India.

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