CardWorks Email Format

Financial ServicesNew York, United States1001-5000 Employees

CardWorks is a financial services company focused on credit and payments, leveraging data and technology in a compliance-focused, people-centric approach. It operates through three entities: a direct lender offering consumer credit cards and Recreational Loans; a payment provider delivering comprehensive processing for ISOs and large corporations; and an operational servicing partner delivering around-the-clock customer care and backup servicing. The company has grown into a significant player in the financial ecosystem, including being one of the largest managers and servicers of credit card and installment loan products, a top-20 credit card issuer, and a top-10 merchant acquirer in the United States. Based in Woodbury, New York, CardWorks maintains additional locations in Orlando, Florida; Wilmington, Delaware; Pittsburgh and Horsham, Pennsylvania; and South Jordan, Utah, with operations supported virtually, and traces its history to more than 35 years in operation. In 2024 it launched Flow Lending to pursue partnerships with differentiated lending platforms as forward-flow partners.

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