Cash Flow Solutions Employee Directory

Financial ServicesOhio, United States11-50 Employees

Cash Flow Solutions, now operating as RIBBIT, is a small- to mid-sized financial services technology firm based in Oxford, Ohio. Formed in 2020 through the merger of Cash Flow Solutions and Transaction Science, it functions as an AI-enabled fintech that uses bank and payment data to support financial decision-making. The company began in 1998 as a check and ACH payment processor and has expanded to remote check deposits, risk mitigation, account verification, and check representment, while offering ACH processing and enrollment solutions via APIs for mobile apps, lenders, fintechs, and retailers. In 2023, Ribbit expanded through acquisitions of Validify and ValidiFI, extending its capabilities in alternative banking data and risk management. Its customers include lenders, fintechs, and financial institutions seeking data-driven insights that support decision-making and risk assessment. The business operates within the financial services ecosystem as an AI-augmented data and technology provider focused on bank behavior analytics and related data services.

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