Security and Compliance With a small team and a legacy Windows-based stack (Windows Server, IIS, ASP.NET) complemented by security controls like reCAPTCHA and X-Content-Type-Options, there is an opportunity to offer security assessments, vulnerability management, MFA rollout, and SOC 2/PCI-DSS readiness as ongoing services.

Cloud Modernization The combination of a Windows-centric stack and limited internal bandwidth suggests pursuing cloud modernization to .NET Core, containerization, and managed hosting to reduce on-prem maintenance and improve scalability for growth with a lean staff.

Analytics and Growth They already employ Google Analytics, indicating openness to digital channels. Propose analytics optimization, event tracking, CRM integration, and targeted local campaigns to drive customer acquisition and cross-sell savings and lending programs.

Managed IT Solutions With 2-10 employees, outsourced IT, ongoing security tooling, 24/7 monitoring, backup, and disaster recovery services would provide cost-effective, scalable support and reduce downtime for critical banking operations.

Local Partnerships As a community-focused savings and loan in the Illinois area, there is potential to develop local partnerships for financing, merchant services, and POS integrations with small businesses and entertainment venues to expand the customer base.