Insights

Regulatory Compliance Expertise Citizens State Bank specializes in loan reviews and regulatory compliance services, providing valuable opportunities to connect with other community banks seeking to strengthen their risk management and adherence to evolving banking regulations.

Risk Management Solutions With offerings like global cash flow analysis and allowance calculations for loan and lease losses, the company presents an opportunity to cross-sell comprehensive credit analysis tools to banks aiming to enhance their credit risk assessment processes.

Training and Development Citizens State Bank offers specialized training for banking personnel, which could be leveraged to promote additional educational services or advanced risk management solutions to community banks looking to improve staff expertise.

Technology Utilization Utilizing advanced tech stacks such as Akamai, Cloudflare, and MySQL, the company demonstrates a focus on reliable digital infrastructure, suggesting potential sales of cybersecurity and cloud-based services to similar financial institutions.

Market Focus As a small community-focused bank with a clear niche in loan risk management, there's an opportunity to further target regional financial institutions that prioritize personalized service and regulatory compliance to expand their client base.

Citizens State Bank Tech Stack

Citizens State Bank uses 8 technology products and services including Akamai, Cloudflare, MySQL, and more. Explore Citizens State Bank's tech stack below.

  • Akamai
    Content Delivery Network
  • Cloudflare
    Content Management System
  • MySQL
    Database
  • oEmbed
    Dev Tools
  • imagesLoaded
    Javascript Libraries
  • Slick
    Javascript Libraries
  • Spectra
    Web Platform Extensions
  • Jetpack
    Web Platform Extensions

Media & News

Citizens State Bank's Email Address Formats

Citizens State Bank uses at least 1 format(s):
Citizens State Bank Email FormatsExamplePercentage
First@mcswainconsulting.netJohn@mcswainconsulting.net
70%
FLast@mcswainconsulting.netJDoe@mcswainconsulting.net
10%
Last.First@mcswainconsulting.netDoe.John@mcswainconsulting.net
10%
L.First@mcswainconsulting.netD.John@mcswainconsulting.net
10%

Frequently Asked Questions

Where is Citizens State Bank's headquarters located?

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Citizens State Bank's main headquarters is located at 215 West Mcelroy Suite 5a Stillwater, Oklahoma 74075 United States. The company has employees across 1 continents, including North America.

What is Citizens State Bank's phone number?

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You can contact Citizens State Bank's main corporate office by phone at . For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is Citizens State Bank's official website and social media links?

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Citizens State Bank's official website is mcswainconsulting.net and has social profiles on LinkedIn.

What is Citizens State Bank's NAICS code?

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Citizens State Bank's NAICS code is 52211 - Commercial Banking.

How many employees does Citizens State Bank have currently?

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As of February 2026, Citizens State Bank has approximately 39 employees across 1 continents, including North America. Key team members include Vp / Ag Loan Officer: J. B.Company Owner: D. M.Company Owner: H. M.. Explore Citizens State Bank's employee directory with LeadIQ.

What industry does Citizens State Bank belong to?

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Citizens State Bank operates in the Banking industry.

What technology does Citizens State Bank use?

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Citizens State Bank's tech stack includes AkamaiCloudflareMySQLoEmbedimagesLoadedSlickSpectraJetpack.

What is Citizens State Bank's email format?

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Citizens State Bank's email format typically follows the pattern of First@mcswainconsulting.net. Find more Citizens State Bank email formats with LeadIQ.

When was Citizens State Bank founded?

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Citizens State Bank was founded in 2012.

Citizens State Bank

BankingOklahoma, United States11-50 Employees

Complete loan risk management solution focused on helping community banks survive and thrive led by loan specialist, community bank consultant and former banker David McSwain.

Services include: 
Loan Reviews                                                                                                                                   

Identifying risk is crucial to the success of a bank. Independent loan reviews are now required by regulators. McSwain specializes in loan reviews with a keen eye for detail and weaknesses then provides advice for security and best practices. With new loan packages, a bank is only as good as its sales force. How strong is yours?

Global Cash Flow Analysis        

Who is at risk? McSwain creates a credit memorandum with global cash flow analysis for each of your customers to ensure both you and the customer are protected in the long-term.

Allowance for Loan and Lease Loss  

Regulators are driving home adequate calculation and analysis.  McSwain can take this time-consuming requirement and ensure you stay compliant.

Specialized Training                                                                                                                                  

Better decision-making begins with smart training. McSwain trains key bank personnel based on geography and target market across the spectrum for lending and credit administration.

Section iconCompany Overview

Headquarters
215 West Mcelroy Suite 5a Stillwater, Oklahoma 74075 United States
Phone number
NAICS Code
52211 - Commercial Banking
Founded
2012
Employees
11-50

Section iconMedia & News

Section iconFunding & Financials

  • $25M$50M

    Citizens State Bank's revenue is estimated to be in the range of $25M$50M

Section iconFunding & Financials

  • $25M$50M

    Citizens State Bank's revenue is estimated to be in the range of $25M$50M

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