Niche MGU Focus CRU operates as a full-service managing general underwriter specializing in medical stop loss for employer groups and Taft-Hartley plans, offering a one-stop solution with in-house underwriting, policy issuance, claims management, premium administration and auditing. This setup appeals to brokers and TPAs seeking streamlined service and consistent pricing in stop-loss programs.

Carrier Credibility Edge Partnering with an A-rated carrier to back stop loss coverage provides credibility with brokers and policyholders and supports competitive pricing and terms.

Targeted Prospecting Target prospects include mid-sized employer groups and Taft-Hartley plans that require customized underwriting and administrative services, as well as brokers and TPAs looking for a trusted MGU partner to streamline their stop-loss offerings.

In House Ops By performing underwriting, policy issuance, claims, premium administration and auditing in-house, CRU can offer faster turnarounds, tighter controls, and a scalable model that may improve client retention.

Growth Opportunities CRU can leverage its tech-enabled approach and analytics to expand reach through broker networks, digital marketing, and data-driven underwriting, targeting growth in employer stop-loss programs across the U.S.