Property Programme Growth Curotech recently launched a commercial property programme in partnership with Emerald Bay, signaling active expansion into property risks within the Excess & Surplus market. This creates opportunities for wholesale brokers serving mid-market accounts who need flexible non-admitted capacity and specialized coverage.

E&S Access The firm writes exclusively through wholesale brokers in Excess & Surplus and non-admitted markets, with access to A-rated capacity. Target wholesale networks that serve niche or hard-to-insure risks and highlight fast underwriting and program flexibility as differentiators.

Tech Edge A technology-driven underwriting MGA using proprietary systems and cloud infrastructure (Azure) to enable faster quotes and improved client experiences. Leverage this in outreach by offering product demos, API integrations, and collaborative digital workflows with brokers.

Growth Potential Operating with a lean team and mid-sized scale, there is room to expand through capacity partnerships and co-developed programs. Propose joint ventures, exclusive pilots, and co-marketing with wholesale partners to scale distribution in E&S property and other specialty lines.

Market Reach Headquartered in Kansas City with US-wide wholesale reach, Curotech targets regional and national brokers seeking specialty coverage and non-admitted capacity. Approach brokers with a focus on property, E&S, and risk-intensive accounts that align with their current program.