DZ BANK AG
BankingHesse, Germany1001-5000 Employees
DZ BANK AG is the second-largest bank in Germany and serves as the central coordinating body of the country’s cooperative banking network. It is owned by roughly 700 cooperative banks, which together hold the majority stake. In addition to its central-bank role, the institution operates as a corporate bank and acts as the holding company for a group of specialized service providers, including Bausparkasse Schwäbisch Hall, DZ HYP, DZ PRIVATBANK, R+V Versicherung, TeamBank, Union Investment Group, and VR Smart Finanz. Through the DZ BANK Group, it offers a broad range of financial products and services to support local cooperative banks in Retail Banking, Corporate Banking, Capital Markets, and Transaction Banking. Headquartered in Frankfurt, Hesse, Germany, the bank is a sizable organization with a broad national footprint. In January 2026, DZ Bank announced plans to launch a retail crypto platform following regulatory approval under MiCAR.