No Credit Needed EPS 90 program offers up to $5,000 credit with no credit check and no liability for the business, presenting a compelling upsell for merchants serving customers who are underserved by traditional financing.

SMB Growth Position EPS 90 as a small to medium business bailout to drive increased revenues and higher closing rates by enabling merchants to approve more customers who otherwise would be turned away.

Expanded Payment Options Leverage the full merchant service suite including card processing, check guarantees, and gift card programs to cross-sell bundled services and increase average transaction value.

High Intent Markets Target industries with high cash flow sensitivity and consumer financing needs where a no-credit-check option can unlock new customer segments and boost ticket sizes.

Competitive Positioning Differentiate from larger incumbents by emphasizing flexible no-credit-check financing, easy onboarding for small merchants, and rapid access to funds as a key selling point.