Pan-European Backbone EBA CLEARING operates pan-European payment infrastructure including EURO1, STEP1, STEP2 and RT1, with systemically important status for EURO1 and STEP2. Sales opportunity: offer enhanced security, compliance tooling, and risk management solutions that integrate with large-scale, cross-border payment rails.

Fraud Prevention Expansion Recent FPAD functionality launch and partnerships (ThreatMark integration) underscore a growing emphasis on fraud detection and behavioral analytics. Sales angle: provide advanced fraud analytics, anomaly detection, and monitoring services to banks and PSPs leveraging SEPA rails.

Bank Ecosystem Leverage Ownership by 48 European banks and close co-operation with a multinational user community creates a ready buyer network for value-add solutions such as interoperability tools, testing/validation services, and joint go-to-market offerings with core infrastructure users.

SEPA Verification Recent SEPA-wide payee verification gains indicate demand for payer/payee identity and verification capabilities. Opportunity: deliver enhanced verification infrastructure, authentication services, and onboarding controls integrated with RT1 and STEP2.

IXB and Cross-Border IXB initiative with The Clearing House and Swift points to a strategy of cross-border settlement efficiency. Sales potential: provide interconnectivity adapters, cross-currency reconciliation tooling, and settlement synchronization services aligned with instant and cross-border flows.