Fraud Prevention EBA CLEARING has deployed FPAD fraud pattern and anomaly detection across STEP2 and RT1, signaling a mature focus on real-time fraud prevention and network-wide intelligence. This presents a sales opportunity to expand FPAD integrations to additional customers or to upsell enhanced behavioral analytics capabilities to existing PSPs.

Cross-Border Pay Active involvement in interlinking and settlement synchronization initiatives (IXB) with The Clearing House and SWIFT indicates a strategy to strengthen cross-border euro and USD payments. Sales targets could include banks and PSPs seeking improved cross-border efficiency, instant settlement, and interoperability across corridors.

Verification Drive Recent and ongoing SEPA-wide verification of payee VOP solutions position EBA CLEARING as a go-to for real-time fraud prevention and compliance with Instant Payments Regulation. There is a clear upsell path to additional VOP feature sets, wider deployment with more PSPs, and enhancements around customer verification workflows.

Strategic Partnerships Integrations with ThreatMark and a broader FPAD Solution Provider Programme demonstrate a partner-led approach to embedding advanced fraud intelligence. This creates opportunities to co-sell with fraud and risk vendors, expand channel ecosystems, and reach banks prioritizing comprehensive risk management offerings.

Institutional Footprint Ownership by 48 major European banks and a pan-European governance model underscore stability and deep industry credibility. Potential customers are large financial institutions seeking trusted, regulated, and community-driven payment infrastructures with scalability, reliability, and regulatory alignment.