Efficient Capital Labs

Financial ServicesNew York, United States11-50 Employees

Efficient Capital Labs (ECL) is reimagining how global B2B SaaS and AI companies access capital. We provide fast, non-dilutive growth financing to startups with U.S. revenue and cross-border operations — so founders can scale without giving up equity, control, or time.

Our proprietary underwriting model evaluates real-time business performance, SaaS KPIs, and revenue data to offer up to $2.5M in capital — within 72 hours.

Founded in 2022 and backed by QED Investors and 645 Ventures, we’ve already deployed over $100M across 150+ high-growth companies in the U.S., India, and Southeast Asia.

We partner with founders, platforms, and investors to create a capital experience that’s aligned, founder-first, and built for modern SaaS growth.

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