Digital currency pilot Elo is actively collaborating on innovative digital currency pilots with IDEMIA, highlighting opportunities to expand secure transaction platforms, offline capabilities, and central bank digital currency related services.

Partnership potential Recent collaborations with INETCO and Agility emphasize Elo’s openness to channel and technology partnerships in payments monitoring, fraud prevention, and cybersecurity, suggesting cross-sell of monitoring, risk management, and integration services.

Strong domestic footprint With 100% national operations, 38 issuing partners, and over 43 million active cards, Elo has a robust domestic scale that can be leveraged to upsell enterprise payment processing, fraud detection, and value-added services to Brazilian issuers and merchants.

Tech stack fit Using modern tools and cloud-oriented components (Swagger, AWS services, Apache Hive, Grafana Loki, HTTP/2) positions Elo to offer cloud-native integration, data analytics, and performance monitoring solutions to clients seeking scalable payments infrastructure.

Growth readiness Revenue targeting mid-market and enterprise clients in IT services and payments, combined with a rapid expansion mindset and a focus on practical learning culture, creates opportunities for professional services, security, and customization engagements for financial institutions and large merchants.