Insights

SME Financing Gap ePayLater specializes in zero cost credit solutions for SMEs to purchase inventory, addressing working capital constraints and trust issues in digital B2B commerce, presenting an opportunity to cross-sell related financial products or expand merchant onboarding in underserved SME segments.

Merchant Credit Growth Recent partnership activity with Google Pay enabling a merchant credit line signals a scalable channel for merchant onboarding and increased credit utilization; leverage this collaboration to pitch integrated BNPL offerings to additional payment providers and fintech ecosystems.

Security & Compliance Award for Best Computing Security Team reinforces credibility with risk-averse SMEs; position security-focused features and compliant onboarding as a differentiator when approaching larger or more regulated SME customers.

Growth & Funding Momentum Series B funding and notable investor interest ($10M raised) align with a growth trajectory; target fast-scaling SMEs in need of credit facilities and propose enterprise-grade solutions with scalable terms to capture share among mid-market retailers.

Marketing & Brand Campaigns Active multi-channel campaigns and brand-building initiatives (TarakkeeKePankh) indicate willingness to invest in awareness; leverage this momentum to propose joint marketing plans with merchants and channel partners to accelerate adoption and co-branding opportunities.

ePayLater Tech Stack

ePayLater uses 8 technology products and services including Salesforce, Clipboard.js, Google Maps, and more. Explore ePayLater's tech stack below.

  • Salesforce
    Customer Relationship Management
  • Clipboard.js
    Javascript Libraries
  • Google Maps
    Maps
  • Android SDK
    Mobile Application Development Platforms
  • Ubuntu
    Operating Systems
  • Node.js
    Programming Languages
  • Google
    Search Engines
  • WhatsApp
    Social Sharing

Media & News

ePayLater's Email Address Formats

ePayLater uses at least 1 format(s):
ePayLater Email FormatsExamplePercentage
First.Last@epaylater.inJohn.Doe@epaylater.in
91%
FirstL@epaylater.inJohnD@epaylater.in
5%
First@epaylater.inJohn@epaylater.in
2%
FLast@epaylater.inJDoe@epaylater.in
2%

Frequently Asked Questions

What is ePayLater's official website and social media links?

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ePayLater's official website is epaylater.in and has social profiles on LinkedInCrunchbase.

What is ePayLater's NAICS code?

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ePayLater's NAICS code is 52 - Finance and Insurance.

How many employees does ePayLater have currently?

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As of July 2026, ePayLater has approximately 123 employees across 3 continents, including AsiaNorth AmericaEurope. Key team members include Chief Business Officer: I. K.Chief Financial Officer, Head Strategy: N. C.Chief Technology Officer: D. G.. Explore ePayLater's employee directory with LeadIQ.

What industry does ePayLater belong to?

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ePayLater operates in the Financial Services industry.

What technology does ePayLater use?

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ePayLater's tech stack includes SalesforceClipboard.jsGoogle MapsAndroid SDKUbuntuNode.jsGoogleWhatsApp.

What is ePayLater's email format?

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ePayLater's email format typically follows the pattern of First.Last@epaylater.in. Find more ePayLater email formats with LeadIQ.

How much funding has ePayLater raised to date?

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As of July 2026, ePayLater has raised $10M in funding. The last funding round occurred on Oct 20, 2021 for $10M.

When was ePayLater founded?

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ePayLater was founded in 2015.
ePayLater logo

ePayLater

Financial ServicesMaharashtra, India51-200 Employees

ePayLater is a Mumbai-based financial services company founded in 2015 that offers a zero-cost credit option for SMEs to source their supplies. The service spans both physical and digital sales channels, allowing businesses to purchase inventory across product categories without upfront payment and with a 14-day interest-free settlement after delivery. By enabling post-delivery payment, it aims to reduce trust issues common in digital B2B commerce.

For suppliers, the platform helps unlock capital, cut credit risk, and reduce collection overhead while potentially boosting sales. The target market comprises small and medium-sized retailers and merchants operating across multiple channels in India. In recent development, a partnership has been announced to offer merchant credit lines, with Google Pay enabling the arrangement alongside ePayLater.

Section iconCompany Overview

NAICS Code
52 - Finance and Insurance
Founded
2015
Employees
51-200

Section iconFunding & Financials

  • $10M

    ePayLater has raised a total of $10M of funding over 5 rounds. Their latest funding round was raised on Oct 20, 2021 in the amount of $10M.

  • $10M$25M

    ePayLater's revenue is estimated to be in the range of $10M$25M

Section iconFunding & Financials

  • $10M

    ePayLater has raised a total of $10M of funding over 5 rounds. Their latest funding round was raised on Oct 20, 2021 in the amount of $10M.

  • $10M$25M

    ePayLater's revenue is estimated to be in the range of $10M$25M

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