Insights

Expanding Digital Services ESAF Bank has demonstrated a strong commitment to modernizing its banking offerings by integrating advanced digital payment solutions through partnerships with Getepay and Infibeam Avenues. This focus on digital transformation presents opportunities to offer innovative payment gateway, mobile banking, and omnichannel transaction solutions.

Strategic Financial Initiatives The recent issuance of Non-Convertible Debentures with an attractive coupon rate indicates ESAF Bank’s proactive approach to raising capital and strengthening financial stability, opening avenues for financial services such as investment products, treasury solutions, and capital management offerings.

Growth through Partnerships With collaborations across diverse sectors including insurance with Shriram Life, automotive finance with Maruti Suzuki, and technology via Kyndryl, ESAF Bank is expanding its reach into multiple customer segments. Business development opportunities lie in tailored financial services for corporate clients and niche market segments.

Customer-Centric Solutions The bank’s emphasis on in-person and doorstep banking services, along with innovative features like free video calling at branches, highlights a focus on enhancing customer engagement. This provides a platform for introducing value-added services, personalized financial planning, and customer loyalty programs.

Market Expansion Potential As a microfinance-led bank targeting underbanked regions and with rapid growth in branches and customer base, ESAF Bank offers potential for sales of small business loans, credit products for underserved markets, and financial inclusion initiatives to support its expansion strategies.

ESAF Bank Tech Stack

ESAF Bank uses 8 technology products and services including cdnjs, RSS, Shopify, and more. Explore ESAF Bank's tech stack below.

  • cdnjs
    Content Delivery Network
  • RSS
    Content Management System
  • Shopify
    E-commerce
  • Twemoji
    Font Scripts
  • jQuery Migrate
    Javascript Libraries
  • OWL Carousel
    Javascript Libraries
  • Animate.css
    UI Frameworks
  • Magnific Popup
    Web Tools And Plugins

Media & News

ESAF Bank's Email Address Formats

ESAF Bank uses at least 2 format(s):
ESAF Bank Email FormatsExamplePercentage
First.Last@esafbank.comJohn.Doe@esafbank.com
96%
First.L@esafbank.comJohn.D@esafbank.com
2%
First.Middle@esafbank.comJohn.Michael@esafbank.com
1%
LastFir@esafbank.comDoeJoh@esafbank.com
1%

Frequently Asked Questions

Where is ESAF Bank's headquarters located?

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ESAF Bank's main headquarters is located at Esaf Bhavan Mannuthy P.o Thrissur Kerala State Mannuthy, Kerala 680651 India. The company has employees across 4 continents, including AsiaEuropeNorth America.

What is ESAF Bank's official website and social media links?

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ESAF Bank's official website is esaf.bank.in and has social profiles on LinkedInCrunchbase.

What is ESAF Bank's NAICS code?

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ESAF Bank's NAICS code is 52211 - Commercial Banking.

How many employees does ESAF Bank have currently?

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As of February 2026, ESAF Bank has approximately 6.1K employees across 4 continents, including AsiaEuropeNorth America. Key team members include Chief Information Security Officer: M. M. R.Chief Risk Officer (cro): W. C.Chief Information Security Officer: V. G.. Explore ESAF Bank's employee directory with LeadIQ.

What industry does ESAF Bank belong to?

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ESAF Bank operates in the Banking industry.

What technology does ESAF Bank use?

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ESAF Bank's tech stack includes cdnjsRSSShopifyTwemojijQuery MigrateOWL CarouselAnimate.cssMagnific Popup.

What is ESAF Bank's email format?

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ESAF Bank's email format typically follows the pattern of First.Last@esafbank.com. Find more ESAF Bank email formats with LeadIQ.

When was ESAF Bank founded?

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ESAF Bank was founded in 2016.

ESAF Bank

BankingKerala, India5001-10000 Employees

“The Joy of Banking”
The new age social bank is here to repurpose and redefine banking experience to you.
ESAF Small Finance Bank primarily focuses on expanding the banking compass to new underbanked areas, yet stand as a bank for all with presence everywhere. We are Great Place To Work certified!
Evangelical Social Action Forum (ESAF) started its journey as an NGO in the year 1992, with a larger vision of the sustainable and holistic transformation of the poor and marginalised. Since then the bank is extending a helping hand for livelihood through its micro-enterprise programs, for medical care through community health programs, for education through human resource development programs, and for shelter through disaster management and rehabilitation programs.
In 2008, ESAF Microfinance and Investments Pvt. Ltd. was formed giving importance to the financial component in the holistic economic development of the poor and marginalised.
The Reserve Bank of India issued an in-principle license to ESAF Microfinance and Investments Pvt. Ltd. to set up a new Small Finance Bank in October 2015. The bank started its operations on 10th March 2017. In June 2018, RBI permitted the Bank to start NRE (Rupee) Account Operations.
While adhering to traditional banking services focusing on in-person customer service, the bank also has a host of modern banking services including Internet Banking, Mobile Banking, Missed Call Banking, SMS Banking etc. The doorstep delivery service and free video calling facility at branches are some of the exclusive features offered by ESAF Small Finance Bank.
 Disclaimer: For the security of your financial information and to ensure the protection of your funds, we kindly request that you not to share your account information, card details, and PIN number with anyone.

Section iconCompany Overview

Headquarters
Esaf Bhavan Mannuthy P.o Thrissur Kerala State Mannuthy, Kerala 680651 India
NAICS Code
52211 - Commercial Banking
Founded
2016
Employees
5001-10000

Section iconFunding & Financials

  • $100M$250M

    ESAF Bank's revenue is estimated to be in the range of $100M$250M

Section iconFunding & Financials

  • $100M$250M

    ESAF Bank's revenue is estimated to be in the range of $100M$250M

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