ESL Federal Credit Union

Financial ServicesNew York, United States501-1000 Employees

ESL Federal Credit Union is a Rochester, New York-based financial services organization with a century of locally owned operation. It serves more than 465,000 members and about 18,700 local businesses through a network of 33 branches and multiple digital channels, offering personal and business banking, mortgage services, and wealth management. The institution holds over $9.9 billion in assets and concentrates its activities in the Greater Rochester and Finger Lakes region. The credit union is federally insured by the National Credit Union Administration and operates as an Equal Housing Lender, with a history of returning value to members through Owners' Dividends totaling over $350 million since 1996 and more than $173 million reinvested in community grants since 2018. In late 2025 it expanded its footprint with a branch presence in Rochester, United Kingdom, signaling international growth.

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