Cross Border Growth Euroherc operates in Croatia, Austria and Italy with 15 branches and 570 sales points, supported by a sizable staff. This multi-country footprint enables targeting multinational clients and cross-border fleet programs, with potential for multi-country policies and centralized claims.

Motor Leadership Upsell Being a market leader in motor insurance and offering a wide range of products positions Euroherc to upsell non-motor lines to motor policyholders and create bundled offerings for personal and commercial customers, including fleet solutions for businesses.

Broad Distribution Assets A dense distribution network across 15 branches and hundreds of sales points, plus a large professional staff, provides a strong base for partner programs, broker relationships, and digital onboarding to accelerate growth in SME and mid-market segments.

Digital Marketing Readiness With a tech stack including Google Ads tracking and maps, Euroherc demonstrates digital marketing maturity; there is an opportunity to enhance performance marketing, data-driven segmentation, and integrated customer journeys to increase acquisition and retention.

Growth and Partnerships A well-established player with 34 years of market presence and mid-range revenue suggests opportunities for partnerships in bancassurance, fleet management, automotive channels, and cross-border corporate solutions to unlock incremental premium and diversify risk.