Factor4 Employee Directory

Financial ServicesPennsylvania, United States11-50 Employees

Factor4 operates a platform for managing gift card and loyalty programs, helping merchants generate revenue through multi-channel transactions. Its offering spans plastic and digital gift cards, loyalty features, marketing materials, and fulfillment services, all supported by RewardOS, the company’s API framework. The firm also provides mobile applications for processing gift card and loyalty transactions on Apple and Android devices, with white-label options for independent sales organizations and merchants. 

Based in Broomall, Pennsylvania, Factor4 serves a broad network of customers through partnerships with ISOs, processors, POS providers, e-commerce platforms, software developers, and VARs. The company reports more than 11,000 customers. In 2026, Factor4 expanded its ecosystem by launching Factor4 Gift Cards on the Oracle Cloud Marketplace, enabling deployment with Oracle Simphony POS.

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