Farmers & Merchants Bank of Central California Email Format

BankingCalifornia, United States201-500 Employees

Farmers & Merchants Bank of Central California is a locally owned, full-service community bank headquartered in Lodi, California. With assets exceeding $5.3 billion and more than 32 branch locations across California, the bank serves local businesses, the agricultural sector, and families. Its footprint covers communities in California's Central Valley and East Bay, reflecting its focus on local banking needs. 

The institution is recognized for safety and soundness, holding Bauer Financial's Five-Star, Superior Bank rating for more than twenty years. It also carries the highest possible Community Reinvestment rating from the federal government, indicating an ongoing commitment to reinvesting profits back into the communities it serves. In June 2026, Jehna Silva was appointed to the bank's Board of Directors, marking a notable governance development.

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