Strategic Partnerships First Citizens Bank's recent collaborations with equipment manufacturers like Dynapac North America and its involvement in vendor financing programs present opportunities to offer tailored leasing and financing solutions for construction and industrial equipment suppliers and buyers.

Asset Finance Expansion The bank's recent commitment to financing large-scale assets such as solar energy projects and healthcare facilities indicates a focus on asset-backed lending; this presents a chance to introduce specialized finance products to industries requiring significant capital investments.

Growth Through Acquisitions First Citizens' acquisition of BMO branches expands its regional presence and customer base, creating opportunities for cross-selling banking products such as cash management, treasury services, and corporate banking solutions to new and existing clients.

Technology-Driven Services With a tech stack featuring platforms like Amazon Redshift and Azure DevOps and longstanding partnerships with Finastra, the bank is positioned to enhance its digital offerings—presenting opportunities to introduce fintech integrations or modern banking solutions to customers.

Focus on Commercial Markets The bank's emphasis on commercial lending and its strategic hires in equipment finance suggest a targeted approach to serving business segments that require large-scale, customized financial solutions, ideal for developing propositions around business expansion and equipment upgrades.