Fiduciary Expansion Garrison Phillips currently provides non-discretionary retirement plan advisory with co-fiduciary responsibilities, which positions the firm to upsell into full discretionary fiduciary services for retirement plans and comprehensive plan design, rebid, implementation, and ongoing maintenance.

Private Client Cross-Sell Discretionary private client management creates a cross-sell path to retirement plan sponsors' executives or plan participants who may become high-net-worth clients.

Regional Growth Opportunity Strategic location in White Plains, NY with access to the NYC metro market enables targeting regional mid-market employers and affluent individuals; local professional referrals can fuel growth.

Lean Scale Potential Lean boutique structure opens opportunity to scale via outsourcing partnerships and collaborations with TPAs or independent RIAs to offer outsourced fiduciary services and platform solutions.

Tech Modernization Technology modernization opportunity to upgrade the advisor tech stack, including CRM, portfolio management, performance reporting, onboarding, and cybersecurity, to enhance client experience and compliance.