Gratify Email Format

Financial ServicesBritish Columbia, Canada11-50 Employees

Gratify is a financial services company based in North Vancouver, British Columbia, Canada, at 205-50 Lonsdale Avenue, and employs 11-50 people. The company provides a platform powered by proprietary artificial intelligence that supports real-time merchant onboarding, underwriting, and identity verification for payment companies. Its offerings target Payment Service Providers, independent sales organizations, and fintech lenders, enabling rapid decisions for merchant approvals, credit risk assessment for merchant cash advances, and embedded lending products such as white-label BNPL. Gratify combines identity verification, credit insights, and AI-based decisioning into a single workflow to speed up approvals and strengthen risk management, aiming to move from application to activation in seconds rather than days. The company has reported revenue in the range of $1 million to $10 million and has engaged in partnerships such as a December 2022 agreement with Merrco Payments to process cannabis payments in Ontario.

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