Grey (YC W22) Email Format

Financial ServicesDelaware, United States51-200 Employees

Grey (YC W22) is a Delaware-registered financial services company that provides global banking solutions for digital nomads, including multi-currency accounts, real-time transfers to over 80 countries, and virtual cards for international spending. The company focuses on emerging markets and aims to simplify international banking for individuals and businesses, founded by Idorenyin Obong and Femi Aghedo, software engineers with experience in the financial services industry. Grey holds a Money Service Business license from FINTRAC in Canada and FinCEN in the USA, and is incorporated under the laws of Delaware as Grey Inc. It has 51-200 employees and operates across the United States, United Kingdom, Europe, Latin America, and Southeast Asia, with recent office expansions in early 2026 and involvement in Africa, including the public launch of Grey Business on February 10, 2026 at Africa Tech Summit in Nairobi. The company has pursued partnerships and integrations to enable cross-border payments, such as with Interac for Canadian dollar transfers and with Fiverr for USD earnings.

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