Key Personnel Change Luis Carlos Sarmiento recently retired from Grupo Aval, which could signal a shift in leadership and potential new business opportunities with the new leadership.

Technology Innovation Grupo Aval's launch of the digital wallet app 'dale' showcases their commitment to technology innovation, presenting a chance for collaboration on digital solutions for customers.

Compliance Challenges Despite past compliance issues, the $80 million settlement by Grupo Aval with U.S. authorities offers an opportunity to engage with the company on risk management and compliance solutions.

Strategic Partnership The partnership between Calypso and Grupo Aval for treasury and derivatives operations presents a potential avenue for providing complementary financial services or software solutions.

Market Expansion Grupo Aval's status as the leading financial conglomerate in Colombia suggests a ripe market for financial services expansion, providing an opportunity to offer tailored products or solutions.