Harbor Funds

Financial ServicesIllinois, United States51-200 Employees

Harbor Capital Advisors, Inc. is the investment adviser to Harbor Funds. For over 30 years, Harbor has served as a gateway for clients to access talented asset managers through active, cost-aware investments. We identify specialists in each
asset class to manage portfolios, and apply a comprehensive oversight program
to monitor their performance and ensure their decisions are in the best interest of our clients. Harbor offers the benefit of an institutional caliber portfolio manager, in addition to a professional adviser to maintain manager accountability.

Because Harbor partners with asset class experts for targeted strategies, we are
not constrained by a single, overarching investment style. This flexibility allows us
to examine any investment approach and enter any asset class, without bias, and
has led to a diverse array of investment solutions to meet investor needs.
Please visit the Harbor Capital Advisors page for the latest from Harbor.

Distributed by Harbor Funds Distributors, Inc.
Investors should carefully consider the investment objectives, risks, charges and
expenses of a Harbor fund before investing. A summary prospectus or prospectus for this and other information is available at harborfunds.com or by calling 800-422-1050. Read it carefully before investing.

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