Expansion opportun Eastern Bank’s ongoing expansion in Rhode Island and new office openings create cross-sell opportunities for HarborOne’s commercial lending, cash management, and residential lending services to capture a broader customer base in Rhode Island markets.

Wealth management Eastern Bank’s growth in trust and wealth management offerings, including hires in senior trust roles, presents a chance to promote HarborOne’s commercial real estate and small business lending services to high-net-worth segments leveraging the expanded advisory capabilities.

Construction financing Recent construction financing to Causeway Development signals appetite for project financing; target developers and property owners in Brockton and greater Massachusetts for bank-owned construction loans, CRE, and related cash management solutions.

Digital banking push With a full suite of online and mobile banking tools and a leveraged tech stack, there is an opening to upsell enhanced digital cash management, ACH, and treasury services to mid-market clients transitioning to Eastern Bank’s robust digital platforms.

Talent and services Key executive promotions and hires in people operations and trust management point to a focus on employee engagement and client experience; position sales pitches around personalized client service, local market knowledge, and scalable financial solutions for small to mid-sized businesses.