Heritage Insurance

InsuranceFlorida, United States201-500 Employees

Heritage Insurance is a mid-sized, super-regional property and casualty insurer based in Tampa, Florida. It delivers personal and commercial residential insurance across a multi-state footprint, employing both admitted and non-admitted policy structures depending on the market.

It operates as a vertically integrated insurer, overseeing risk management, underwriting, claims processing and adjusting, actuarial rate making and reserving, customer service, and distribution. Its product focus includes personal residential coverage in a broad set of states and commercial residential coverage in Florida, New Jersey, and New York. In March 2026, Heritage Property and Casualty Insurance Company was recognized with a Gold level award for leadership involvement, consistent employee participation, and well-being programs.

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