Hortica Email Format

InsuranceIllinois, United States51-200 Employees

Hortica is a specialized insurer serving businesses in the horticultural and floral industries, including garden centers, greenhouse growers, nurseries or sod farms, florists (retail, wholesale, and event), and landscapers. It provides customized coverages that address core business risks, including property, workers’ compensation, commercial auto, and cyber liability. Beyond policies, Hortica offers risk-management and safety services—on-site consultations, thermographic inspections, safety programs, webinars, annual claims analysis, and training materials—to help prevent losses and support recovery after a claim. Based in Edwardsville, Illinois, Hortica operates as a brand within the Sentry Insurance Group, a large mutual insurer. The Sentry group carries an A+ (Superior) rating from AM Best as of June 2024 and includes Florists’ Mutual Insurance Company and Florists’ Insurance Service, Inc. among its affiliates.

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