Retail FinTech Target a partnership model with the ibi Promotora de Vendas to cross-sell financial products at scale in their 136+ store network, leveraging their established customer base of over 2 million and existing card, loan, and insurance offerings.

Loyalty & Cards Leverage their experience with Elo, Visa, and MasterCard credit products to propose co-branded or enhanced loyalty programs that drive card adoption, usage, and merchant-specific promotions across the retail ecosystem.

Data & Personalization Offer data-driven customer insights and segmentation services to optimize product recommendations, credit limits, and personalized offers, aligning with their emphasis on client relationship innovation.

SMB & Retail Expansion Align with their growth in the retail segment to provide short-term financing, inventory finance, or POS-based lending solutions that support store expansion, renovations, or new partner integrations.

Compliance & Ops Position compliance, ISO 9001 aligned processes, and scalable digital onboarding as value adds to streamline regulatory risk management and accelerate time-to-market for new financial products.