Direct Private Lender INCA Capital is a Scottsdale-based direct lender offering private capital for real estate financing across the Southwest, enabling faster loan responses and flexible structuring to meet borrower needs.

Experience and Scope With over 75 years of combined experience in real estate financing, construction, and development, INCA Capital positions itself to handle complex loan origination, underwriting, structuring, and funding across multiple states.

Competitive Rates Interest rates start at 8.99%, financed from private investor capital, which can be leveraged as a differentiator when pitching to developers and owners seeking timely funding.

Expansion Potential Recent growth activity includes acquisition of Scottsdale Private Lending, signaling a potential upsell path to clients of acquired entities and opportunities to cross-sell additional private capital solutions.

Tech and Reach Utilizes a diversified tech stack and modern marketing/tools ecosystem, indicating readiness for targeted digital outreach and data-driven sales campaigns to real estate developers, sponsors, and private lenders.