Niche Focus Target independent employer groups seeking partially self-funded employee benefit programs with customizable reinsurance terms to control costs and manage risk.

MGU Advantage Leverage IIS’s Managing General Underwriter role and direct reinsurer relationship with Harbour Life to offer swift underwriting decisions and responsive claims support as a differentiator from traditional carriers.

Cost Management Position as an affordable alternative to fully insured plans by emphasizing cost predictability, flexible medical plans (normal, multiple, or blended), and catastrophic claims cushions for self-funded groups.

Tech Enablement Highlight use of modern cloud and collaboration tools (Microsoft Azure DNS, Microsoft 365) to ensure secure, scalable administration and rapid client service.

Growth Readiness With revenue in the mid single to low double digits and a small to mid-market client base, pursue partners and brokers serving mid-market employers and expand through education on self-funded models and tailored reinsurance terms.