Jocata Email Format
Financial ServicesTelangana, India501-1000 Employees
Jocata, a mid-sized financial services company based in Banjara Hills, Telangana, India, serves as a digital transformation partner for more than 50 large financial institutions across India, ASEAN, and the Middle East. It operates as a subsidiary of BillDesk. The firm's platform is highly configurable and low-code, designed to power enterprise lending programs for banks and to enable embedded finance for fintechs, neobanks, and marketplaces through a software-as-a-service model. Jocata has developed proprietary scoring models to assess MSME and retail borrowers, supporting underwriting decisions and credit policy development. It also provides an integrated financial crime compliance suite addressing customer due diligence and KYC management, AML monitoring, and fraud detection. In partnership with SIDBI, the company launched Sumpoorn, India's MSME Economic Activity Index, to illuminate micro, small, and medium enterprise activity and inform lending policy.