Insights

Innovative Lending Approach Koyo's focus on disrupting traditional credit scoring models presents an opportunity to offer technological solutions and partnerships that enhance alternative credit assessment methods, appealing to their mission of fair lending.

Rapid Growth Potential With revenue estimated between 250M and 500M and a relatively lean team, Koyo's expansion efforts suggest a need for scalable financial technologies, infrastructure, and risk management tools.

Technology-Driven Operations Leveraging advanced tech stacks such as Cloudflare, MySQL, and modern web development tools indicates a reliance on secure, reliable IT solutions; cybersecurity and cloud service providers could present valuable sales opportunities.

Financial Services Ecosystem As a fintech committed to fair credit, partnering with data analytics firms or AI-driven financial modeling companies could enhance Koyo’s competitive edge and customer experience.

Market Positioning Targeting the UK financial landscape with a focus on ethical lending, Koyo is positioned to collaborate with other innovative fintech firms and financial institutions seeking socially responsible credit solutions.

Koyo Tech Stack

Koyo uses 8 technology products and services including LogRocket, Cloudflare, MySQL, and more. Explore Koyo's tech stack below.

  • LogRocket
    Analytics
  • Cloudflare
    Content Management System
  • MySQL
    Database
  • Emotion
    Javascript Frameworks
  • jQuery
    Javascript Libraries
  • Modernizr
    Javascript Libraries
  • Envoy
    Load Balancers
  • X-Content-Type-Options
    Web & Portal Technology

Media & News

Koyo's Email Address Formats

Koyo uses at least 1 format(s):
Koyo Email FormatsExamplePercentage
First.Last@koyoloans.comJohn.Doe@koyoloans.com
43%
Last@koyoloans.comDoe@koyoloans.com
10%
First@koyoloans.comJohn@koyoloans.com
4%
First.Last@koyoloans.comJohn.Doe@koyoloans.com
43%

Frequently Asked Questions

Where is Koyo's headquarters located?

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Koyo's main headquarters is located at London, England w1f 0jl United Kingdom. The company has employees across 5 continents, including AsiaEuropeNorth America.

What is Koyo's stock symbol?

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Koyo is a publicly traded company; the company's stock symbol is KOYOUSD.

What is Koyo's official website and social media links?

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Koyo's official website is koyoloans.com and has social profiles on LinkedInCrunchbase.

What is Koyo's NAICS code?

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Koyo's NAICS code is 52 - Finance and Insurance.

How many employees does Koyo have currently?

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As of April 2026, Koyo has approximately 89 employees across 5 continents, including AsiaEuropeNorth America. Key team members include Financial Controller: Y. C.Director: A. S.General Manager: E. D.. Explore Koyo's employee directory with LeadIQ.

What industry does Koyo belong to?

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Koyo operates in the Financial Services industry.

What technology does Koyo use?

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Koyo's tech stack includes LogRocketCloudflareMySQLEmotionjQueryModernizrEnvoyX-Content-Type-Options.

What is Koyo's email format?

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Koyo's email format typically follows the pattern of First.Last@koyoloans.com. Find more Koyo email formats with LeadIQ.

When was Koyo founded?

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Koyo was founded in 2018.

Koyo

Financial ServicesEngland, United Kingdom51-200 Employees

We do things differently around here. Only relying on credit checks is old fashioned, unfair and ineffective. So we thought we’d shake things up a bit.

We're hiring! See our jobs board for latest roles. 

Koyo was founded in 2018, on the principle that people should be treated fairly when it comes to credit. Most other lenders make decisions based on data from credit scoring agencies which can be months out-of-date. Our goal is to disrupt this archaic way of lending, by offering competitively priced credit through the innovative use of technology.

Section iconCompany Overview

Headquarters
London, England w1f 0jl United Kingdom
Stock Symbol
KOYOUSD
NAICS Code
52 - Finance and Insurance
Founded
2018
Employees
51-200

Section iconMedia & News

Section iconFunding & Financials

  • $250M$500M

    Koyo's revenue is estimated to be in the range of $250M$500M

Section iconFunding & Financials

  • $250M$500M

    Koyo's revenue is estimated to be in the range of $250M$500M

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