Insights

Innovative Lending Approach Koyo distinguishes itself by leveraging technology to move away from traditional credit checks, providing a more fair and up-to-date assessment process, which could appeal to fintech partners seeking alternative credit scoring solutions.

Growth Potential With a revenue range of 1 million to 10 million and a relatively small but dynamic team, Koyo represents an emerging player in financial services, offering opportunities for scaling technology integrations and strategic collaborations.

Tech-Driven Differentiation Utilizing a modern tech stack including LogRocket, Cloudflare, and MySQL, Koyo emphasizes innovation, making it a suitable candidate for partnerships with tech providers aiming to expand fintech digital lending solutions.

Market Disruption Focus Koyo’s mission to disrupt outdated lending practices aligns with the trend of modernizing financial services, presenting partnership opportunities with organizations seeking to capitalize on fintech innovation and fair credit access.

Competitive Landscape Positioned among smaller but agile competitors in financial technology, Koyo offers potential for strategic alliances with similar-sized firms aiming to strengthen their market positioning through innovative credit solutions.

Koyo Tech Stack

Koyo uses 8 technology products and services including LogRocket, Cloudflare, MySQL, and more. Explore Koyo's tech stack below.

  • LogRocket
    Analytics
  • Cloudflare
    Content Management System
  • MySQL
    Database
  • Emotion
    Javascript Frameworks
  • jQuery
    Javascript Libraries
  • Modernizr
    Javascript Libraries
  • Envoy
    Load Balancers
  • X-Content-Type-Options
    Web & Portal Technology

Media & News

Koyo's Email Address Formats

Koyo uses at least 1 format(s):
Koyo Email FormatsExamplePercentage
First.Last@koyoloans.comJohn.Doe@koyoloans.com
43%
Last@koyoloans.comDoe@koyoloans.com
10%
First@koyoloans.comJohn@koyoloans.com
4%
First.Last@koyoloans.comJohn.Doe@koyoloans.com
43%

Frequently Asked Questions

What is Koyo's stock symbol?

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Koyo is a publicly traded company; the company's stock symbol is KOYOUSD.

What is Koyo's official website and social media links?

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Koyo's official website is koyoloans.com and has social profiles on LinkedInCrunchbase.

What is Koyo's NAICS code?

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Koyo's NAICS code is 52 - Finance and Insurance.

How many employees does Koyo have currently?

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As of December 2025, Koyo has approximately 86 employees across 5 continents, including AsiaEuropeNorth America. Key team members include Western Regional Sales Director: J. B.Financial Controller: Y. C.Director: A. S.. Explore Koyo's employee directory with LeadIQ.

What industry does Koyo belong to?

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Koyo operates in the Financial Services industry.

What technology does Koyo use?

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Koyo's tech stack includes LogRocketCloudflareMySQLEmotionjQueryModernizrEnvoyX-Content-Type-Options.

What is Koyo's email format?

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Koyo's email format typically follows the pattern of First.Last@koyoloans.com. Find more Koyo email formats with LeadIQ.

When was Koyo founded?

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Koyo was founded in 2018.

Koyo

Financial ServicesEngland, United Kingdom51-200 Employees

We do things differently around here. Only relying on credit checks is old fashioned, unfair and ineffective. So we thought we’d shake things up a bit.

We're hiring! See our jobs board for latest roles. 

Koyo was founded in 2018, on the principle that people should be treated fairly when it comes to credit. Most other lenders make decisions based on data from credit scoring agencies which can be months out-of-date. Our goal is to disrupt this archaic way of lending, by offering competitively priced credit through the innovative use of technology.

Section iconCompany Overview

Stock Symbol
KOYOUSD
NAICS Code
52 - Finance and Insurance
Founded
2018
Employees
51-200

Section iconMedia & News

Section iconFunding & Financials

  • $1M$10M

    Koyo's revenue is estimated to be in the range of $1M$10M

Section iconFunding & Financials

  • $1M$10M

    Koyo's revenue is estimated to be in the range of $1M$10M

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