Insights

Innovative Credit Approach Koyo's commitment to disrupting traditional credit scoring by leveraging technology offers an opportunity to collaborate on advanced underwriting solutions, especially for clients seeking fairer, data-driven lending alternatives.

Technology-Driven Growth With a modern tech stack including Cloudflare and MySQL, Koyo emphasizes scalable and secure digital platforms, presenting potential for partnerships in fintech integrations and infrastructure enhancements.

Market Expansion Potential Operating in the competitive UK financial services sector with a focus on fair lending, Koyo can benefit from cross-promotional opportunities and product integrations within the broader fintech ecosystem.

Financial Potential Generating between $1M and $10M in revenue, Koyo shows growth opportunity, particularly through offering innovative credit products to underserved markets, which can be attractive to investors and new clients.

Industry Collaborations As a disruptor in fair lending, Koyo aligns well with other fintech companies focused on financial inclusion and transparency, opening avenues for strategic partnerships and joint technological advancements.

Koyo Tech Stack

Koyo uses 8 technology products and services including LogRocket, Cloudflare, MySQL, and more. Explore Koyo's tech stack below.

  • LogRocket
    Analytics
  • Cloudflare
    Content Management System
  • MySQL
    Database
  • Emotion
    Javascript Frameworks
  • jQuery
    Javascript Libraries
  • Modernizr
    Javascript Libraries
  • Envoy
    Load Balancers
  • X-Content-Type-Options
    Web & Portal Technology

Media & News

Koyo's Email Address Formats

Koyo uses at least 1 format(s):
Koyo Email FormatsExamplePercentage
First.Last@koyoloans.comJohn.Doe@koyoloans.com
43%
Last@koyoloans.comDoe@koyoloans.com
10%
First@koyoloans.comJohn@koyoloans.com
4%
First.Last@koyoloans.comJohn.Doe@koyoloans.com
43%

Frequently Asked Questions

What is Koyo's stock symbol?

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Koyo is a publicly traded company; the company's stock symbol is KOYOUSD.

What is Koyo's official website and social media links?

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Koyo's official website is koyoloans.com and has social profiles on LinkedInCrunchbase.

What is Koyo's NAICS code?

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Koyo's NAICS code is 52 - Finance and Insurance.

How many employees does Koyo have currently?

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As of December 2025, Koyo has approximately 86 employees across 5 continents, including AsiaEuropeNorth America. Key team members include Western Regional Sales Director: J. B.Financial Controller: Y. C.Director: A. S.. Explore Koyo's employee directory with LeadIQ.

What industry does Koyo belong to?

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Koyo operates in the Financial Services industry.

What technology does Koyo use?

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Koyo's tech stack includes LogRocketCloudflareMySQLEmotionjQueryModernizrEnvoyX-Content-Type-Options.

What is Koyo's email format?

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Koyo's email format typically follows the pattern of First.Last@koyoloans.com. Find more Koyo email formats with LeadIQ.

When was Koyo founded?

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Koyo was founded in 2018.

Koyo

Financial ServicesEngland, United Kingdom51-200 Employees

We do things differently around here. Only relying on credit checks is old fashioned, unfair and ineffective. So we thought we’d shake things up a bit.

We're hiring! See our jobs board for latest roles. 

Koyo was founded in 2018, on the principle that people should be treated fairly when it comes to credit. Most other lenders make decisions based on data from credit scoring agencies which can be months out-of-date. Our goal is to disrupt this archaic way of lending, by offering competitively priced credit through the innovative use of technology.

Section iconCompany Overview

Stock Symbol
KOYOUSD
NAICS Code
52 - Finance and Insurance
Founded
2018
Employees
51-200

Section iconMedia & News

Section iconFunding & Financials

  • $1M$10M

    Koyo's revenue is estimated to be in the range of $1M$10M

Section iconFunding & Financials

  • $1M$10M

    Koyo's revenue is estimated to be in the range of $1M$10M

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