Direct bridge lender Position Lone Oak Fund as a specialized California direct lender for bridge financing on investment properties, emphasizing senior loans on commercial and non-owner occupied residential properties to target brokers, developers, and asset managers seeking fast closings and streamlined underwriting.

Flexible terms Highlight terms such as 1 to 24 month durations, loan amounts from 1M to 50M, up to 60% LTV, interest-only pricing starting at 5.90%, non-recourse, no prepayment penalties, no yield maintenance, and no 3rd party appraisal to appeal to capital markets teams and deal-driven sponsors seeking speed and certainty.

Speed and certainty Emphasize fast closings and non-reliance on third-party appraisals as a competitive differentiator to win assignments from borrowers facing time-sensitive closings, banks with longer cycles, or CRE players needing quick liquidity.

Tech and reach Leverage the firm’s digital presence and technology stack to drive lead generation and efficient deal intake, with a focus on partnerships with brokers and digital marketing channels that attract Sacramento, Bay Area, and Southern California investment activity.

Financial profile fit Target mid-market CRE players and private equity sponsors with annual revenues in the tens to hundreds of millions, emphasizing non-owner occupied property portfolios, and positioning Lone Oak Fund as a capital ally with scalable loan amounts and favorable terms to support growth and portfolio optimization.