Insights

Growing SME Market Lumi has successfully supported over 15,000 Australian businesses, indicating a robust and expanding customer base within small and medium enterprises that are actively seeking flexible and quick funding solutions.

Digital Payment Innovation With recent integration of ACH, cryptocurrency, and real-time payments, Lumi is positioned to serve clients requiring seamless, modernized digital transactions, presenting an opportunity to target fintech companies and digital-first businesses expanding their payment infrastructure.

Technology-Driven Approach Lumi’s use of advanced technology and embedded finance solutions signifies a focus on innovative, scalable financial products, making them attractive to tech-savvy businesses and startups in need of adaptable funding options.

Partnership Expansion Lumi’s collaboration with brokers and integration into platforms indicates strategic partnership opportunities that can be leveraged to reach a broader network of SMEs and fintech platforms seeking integrated funding solutions.

Market Growth Trends The influx of companies upgrading their transaction technology and adopting ACH and real-time payments reflects a market trend towards fast, secure, and cost-efficient financial services, creating potential sales avenues for Lumi’s innovative finance offerings.

Lumi Tech Stack

Lumi uses 8 technology products and services including LiveSession, cdnjs, MySQL, and more. Explore Lumi's tech stack below.

  • LiveSession
    Analytics
  • cdnjs
    Content Delivery Network
  • MySQL
    Database
  • Framer Motion
    Javascript Libraries
  • HubSpot Chat
    Live Chat
  • Bootstrap
    UI Frameworks
  • X-Content-Type-Options
    Web & Portal Technology
  • Twitter
    Widgets

Media & News

Lumi's Email Address Formats

Lumi uses at least 1 format(s):
Lumi Email FormatsExamplePercentage
First.Last@lumi.com.auJohn.Doe@lumi.com.au
43%
First@lumi.com.auJohn@lumi.com.au
7%
First.Last@lumi.com.auJohn.Doe@lumi.com.au
43%
First@lumi.com.auJohn@lumi.com.au
7%

Frequently Asked Questions

Where is Lumi's headquarters located?

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Lumi's main headquarters is located at 227 Elizabeth Street Level 23 Sydney, New South Wales 2000 Australia. The company has employees across 5 continents, including OceaniaAsiaNorth America.

What is Lumi's stock symbol?

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Lumi is a publicly traded company; the company's stock symbol is RS.

What is Lumi's official website and social media links?

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Lumi's official website is lumi.com.au and has social profiles on LinkedInCrunchbase.

What is Lumi's NAICS code?

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Lumi's NAICS code is 52 - Finance and Insurance.

How many employees does Lumi have currently?

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As of February 2026, Lumi has approximately 159 employees across 5 continents, including OceaniaAsiaNorth America. Key team members include Ceo: H. H.Chief Commercial Officer (cco): B. L.Chief Technology Officer: P. P.. Explore Lumi's employee directory with LeadIQ.

What industry does Lumi belong to?

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Lumi operates in the Financial Services industry.

What technology does Lumi use?

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Lumi's tech stack includes LiveSessioncdnjsMySQLFramer MotionHubSpot ChatBootstrapX-Content-Type-OptionsTwitter.

What is Lumi's email format?

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Lumi's email format typically follows the pattern of First.Last@lumi.com.au. Find more Lumi email formats with LeadIQ.

When was Lumi founded?

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Lumi was founded in 2018.

Lumi

Financial ServicesNew South Wales, Australia51-200 Employees

At Lumi, we believe business finance should be simple, flexible, and built for today’s pace. That’s why, since 2018, we’ve been on a mission to empower Australian businesses to grow with finance that fits.

We saw how complex and slow traditional finance could be – so we created a smarter alternative. Powered by our own technology, Lumi delivers fast decisions, fair rates, and funding solutions that flex, scale and support businesses at every stage.

From our customisable Business Loan to our market-leading Line of Credit – now offering up to $1 million in funding – we’re making growth more accessible than ever. And with Embedded Finance, we’re integrating funding directly into the platforms businesses already use – making access seamless and stress-free.

We’re proud to be recognised as Small Business Lender of the Year at the 2025 WeMoney Awards – a reflection of our continued commitment to helping Australian SMEs thrive.

We’re not just lenders. We’re growth partners and innovators. So far, we’ve backed over 15,000 businesses, partnered with 6,000+ brokers, funded more than $1.5 billion, and earned a Net Promoter Score of 88.

Section iconCompany Overview

Headquarters
227 Elizabeth Street Level 23 Sydney, New South Wales 2000 Australia
Stock Symbol
RS
NAICS Code
52 - Finance and Insurance
Founded
2018
Employees
51-200

Section iconFunding & Financials

  • $10M$25M

    Lumi's revenue is estimated to be in the range of $10M$25M

Section iconFunding & Financials

  • $10M$25M

    Lumi's revenue is estimated to be in the range of $10M$25M

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