Lumni
Financial ServicesCapital District, Colombia51-200 Employees
Lumni designs, markets, and administers income share agreements as a funding mechanism for higher education. In these arrangements, graduates repay a fixed percentage of their income for a defined period after graduation, shifting part of the investment risk to investors and enabling diversification of education funding. The company positions itself as a global participant in mobilizing private capital for education, with activity across Latin America and a strategic expansion into the United States through acquisitions in 2018. Its primary customers are students who need financial support to pursue higher education and investors seeking diversified exposure to education outcomes; Lumni acts as the intermediary that makes ISAs workable for both sides. Based in Bogotá, Capital District, Colombia, it operates within the financial services sector as a mid-sized firm with an international footprint, reflecting a focus on education financing as an alternative to traditional loans.