Lumos Insurance Email Format

Insurance CarriersTennessee, United States51-200 Employees

Lumos Insurance is a mid-sized specialty insurer based in Crossville, Tennessee, operating under the legal name The Plateau Group, Inc. Since its founding in 1981, it has focused on credit life, credit health, and credit property coverage for banks, credit unions, and their customers, underpinned by disciplined underwriting and governance. Licensed entities carry an AM Best rating of A- (Excellent) and have products backed by large global reinsurers.

In Specialty Property & Casualty, Lumos offers carrier-backed programs for MGA partners that require underwriting structure and governance beyond simple access to paper. In Life & Health, the company is developing a senior-market suite that includes Medicare supplement coverage and both traditional and hybrid long-term care products, along with an underwritten single-premium immediate annuity for individuals already receiving care, and leadership appointments in June 2026 to bolster its global retirement and protection initiatives.

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